Bay Estate
Bay Estate Offered by Buy Dubai Off-Plan
Bay Estate

Bay Estate

by Nakheel in Dubai Islands View on map Under construction

Starting price
AED 5,900,000
Payment plan
60/40
Handover
Q1 2031

โ‰ˆ โ‚ฌ 1,416,000

Project details

Starting price AED 5,900,000 โ‰ˆ โ‚ฌ 1,416,000 What will my monthly payments be?
Payment plan 60/40 60% during construction, 40% at handover
Handover Q1 2031 Under construction
Bedrooms 34
Property type
Townhouse, Villa
Floor area
284 to 725 mยฒ
Developer
Nakheel
Location
Dubai Islands
Project brochure
Free, with no obligation

The Bay Estate brochure

Download the brochure for Bay Estate by Nakheel in Dubai Islands for free with all information about this project.

  • Floor plans by property type
  • Full price list
  • Payment plan
Download the brochure

About Bay Estate

  • Townhouses and villas with 3 or 4 bedrooms and extra room (maidโ€™s room)
  • Located on Dubai Islands with direct access to beaches and boulevards
  • Modern architecture with horizontal lines, lots of glass and warm sand colors
  • Amenities: pool, gym, playground, park, sports facilities and yoga
  • Handover in Q1 2031 with 60/40 payment plan and 20% down payment

Overview of Bay Estate

Bay Estate is a new waterfront project by Nakheel on Dubai Islands. This island group extends the coastline of Dubai with beaches, marinas and resorts. You will find townhouses and villas with 3 and 4 bedrooms, each with an extra room (maidโ€™s room). The handover is planned for Q1 2031 and the starting price is AED 5,900,000. The project consists of three residential collections: Verda, Cala and Agora. Verda focuses on green parks and private gardens, Cala is close to the lagoons and promenades, and Agora offers clubhouses, wellness centers and family spots. All homes have an open layout with large glass panels and access to outdoor spaces.

The homes are located on a private island with a quiet, car-free environment. Two lagoons form a calm coastline with swimming opportunities, sun terraces and a yoga space. Residents can use walking paths, sports facilities and a communal park. The architecture is modern with horizontal lines, lots of glass and warm sand colors, fitting the coastal surroundings. The interior is calm and neutral with light oak veneer and natural stone. Each house has its own garden or terrace with views of the greenery or the water. The payment plan consists of 60% during construction and 40% on handover, with a down payment of 20%.

Unit types and sizes of Bay Estate

Bay Estate offers townhouses and villas with 3 and 4 bedrooms, each with an extra room (maidโ€™s room). The townhouses have an area of approximately 284 to 329 m2 and are spread over multiple levels. On the ground floor are the living areas with open kitchen and access to a private garden. The bedrooms are on the upper floors, each with its own bathroom. The villas are more spacious, with areas of approximately 343 to 725 m2, and offer a more pronounced connection with outdoor spaces. Some villas have a second floor with pantry, supporting facilities and a multifunctional room.

The finish is modern and calm, with a warm neutral palette. The living areas have double height with striking lighting, plastered walls and large glass panels that let in plenty of daylight. Floors and furniture combine light oak veneer, honed stone and woven fabrics. Open shelves with indirect lighting and a curved kitchen island enhance the contemporary feel. All homes are designed with outdoor living in mind: large sliding doors open to terraces, gardens or balconies, blurring the line between inside and outside. Gardens are bordered by planting for privacy.

About Nakheel and the design of Bay Estate

Bay Estate is set up as a car-free community on Dubai Islands, with a network of walking paths, parks and promenades. The project consists of three residential collections, each with its own character. Verda is located around green parks and private gardens, with two lagoons that serve as calm swimming spots. Cala is closest to the lagoons, the promenades and the coastline, and focuses on life by the sea. Agora forms the social heart with clubhouses, wellness centers, family spots and a marina. This setup creates a varied but cohesive living environment.

The architecture of Bay Estate is modern and understated, with long horizontal lines, flat roofs and lots of glass. Vertical louvers in wood tone filter the sunlight and give the facades a rhythm of light and shadow. The finish combines softly textured stucco, light natural stone and warm sand colors. Nakheel, the developer of the project, is known for large-scale waterfront developments in Dubai. With Bay Estate, Nakheel adds a new residential destination to Dubai Islands, an extension of the coastline with beaches, marinas and resorts.

Dubai Islands and the area around Bay Estate

Bay Estate is located on Dubai Islands, an island group that extends the coastline of Dubai. The islands are connected to the mainland by bridges and offer a quiet residential environment with beaches, marinas and promenades. The project benefits from good accessibility: Dubai International Airport is about 20 minutes away by car, and J1 Beach, a popular beach club, also about 20 minutes. The neighborhood is still under development, but promises a mix of living, recreation and tourism by the water. The location is ideal for those who enjoy coastal living with urban amenities within reach.

At a greater distance, but still easily accessible, are Downtown Dubai, Burj Khalifa, Burj Al Arab, Palm Jumeirah and the Dubai International Financial Centre, each about 30 minutes away by car. These destinations offer shopping, restaurants, culture and business centers. The strategic location of Bay Estate means you can enjoy both island life and the bustle of the city. The infrastructure around Dubai Islands is continuously being improved, so travel times may become even shorter in the future. The combination of tranquility, water and proximity to the city makes this place unique.

Payment plan and guidance at Bay Estate

The payment plan for Bay Estate is structured according to a 60/40 split. You pay 60% of the purchase price in installments during the construction period and the remaining 40% on handover in Q1 2031. A down payment of 20% is required when reserving a property. The construction installments are tied to milestones in the construction, so you know exactly when each payment is due. This plan gives you the opportunity to spread the costs over several years. For a detailed overview of the installments, contact a broker.

As a buyer, you will be guided by a registered broker with a RERA license, registered with the Dubai Land Department (DLD). This broker handles the entire purchase process for you, from reservation to transfer. You do not need to contact the developer Nakheel yourself; the broker acts as your representative and safeguards your interests. This ensures that all documents and payments are handled correctly according to the applicable regulations in Dubai. The broker can also advise you on the best property choice based on your wishes and budget.

Amenities

Payment plan for Bay Estate

60%40%
60%
During construction, in instalments
AED 3,540,000
โ‰ˆ โ‚ฌ 850,000
40%
After handover
AED 2,360,000
โ‰ˆ โ‚ฌ 566,000

Handover of Bay Estate

18 quarters until the planned handover, about 4.5 years.

Q4 2026
Now
Q1 2031
Planned handover

The handover date is an indication given by the developer and can change. Each block is one quarter. The dark blocks count the quarters this project has been listed on our site; they do not mean that construction has started or how far along it is. Check the date in the sale agreement.

Monthly payments and your own funds

How much do you need for Bay Estate, and what will your monthly payments be if you finance part of the price at handover?

Do you live in the UAE?

Monthly payments after handover

AED 11,942

โ‰ˆ โ‚ฌ 2,870 per month

Maximum mortgage in your situation: 50% of the purchase price

Your funds during constructionin instalments according to the payment plan
AED 3,540,000โ‰ˆ โ‚ฌ 849,600
Your funds at handover
AED 0โ‰ˆ โ‚ฌ 0
Mortgage at handover
AED 2,360,000โ‰ˆ โ‚ฌ 566,400
Purchase costs4% DLD fee and mortgage costs
AED 266,370โ‰ˆ โ‚ฌ 63,900
Total funds required
AED 3,806,370โ‰ˆ โ‚ฌ 913,500
Request finance guidance for Bay Estate
How does a mortgage work for off-plan property in Dubai?

You use your own funds during construction. You pay the payment plan instalments from your own funds. A mortgage is usually arranged only at handover, for the amount still outstanding at that point. Some banks provide finance earlier, but the UAE Central Bank sets a 50% maximum for off-plan property.

Situation (UAE resident)Maximum mortgage
First home up to AED 5m80%
First home above AED 5m70%
Second home or investment60%
Off-plan, before handover50%

Non-resident? These maximums do not automatically apply. Banks use their own, usually stricter, rules for foreign buyers. If you live abroad, expect to contribute more of your own funds.

Income matters. In principle, your total monthly debt repayments may not exceed 50% of your gross monthly income, and the mortgage may not exceed 7 times your annual income. The maximum term is 25 years.

Borrow more after handover? If the property is worth more than your purchase price at handover, a bank may sometimes provide additional finance based on the valuation through equity release. This requires a separate discussion with an adviser.

An estimate, not advice or an offer. Statutory maximums are no guarantee. Income, debts, age, employer and credit profile determine what a bank will actually lend.

Floor plans

Photos of Bay Estate

Location

Dubai Islands, Dubai Burj Al Arab: circa 30 minuten (auto) ยท Burj Khalifa: circa 30 minuten (auto)
Open in Google Maps

Travel times from Bay Estate

  • Burj Al Arab: circa 30 minuten (auto)
  • Burj Khalifa: circa 30 minuten (auto)
  • Downtown Dubai: circa 30 minuten (auto)
  • Dubai International Airport: circa 20 minuten (auto)
  • Dubai International Financial Centre (DIFC): circa 30 minuten (auto)
  • J1 Beach: circa 20 minuten (auto)
  • Palm Jumeirah: circa 30 minuten (auto)

About Nakheel

Nakheel offers an extensive portfolio of off-plan real estate projects in Dubai, ranging from luxury waterfront villas to modern high-rise apartments. These projects are in various stages of development, allowing investors to choose from early-stage investment opportunities or projects closer to completion. Some current off-plan projects include Palm Jebel Ali, an extension of the famous Palm island, and Jumeirah Islands, an exclusive residential community with villas surrounded by water. Nakheel is known for its large-scale, immersive projects that often offer a mix of residential, retail, and entertainment components.

By investing in an off-plan project by Nakheel, you benefit from flexible payment terms and the opportunity to enter a project early, which may appreciate in value later. For a complete overview of all available off-plan projects, you can contact us.

All projects by Nakheel

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Images are for illustrative purposes and may differ from the finished property. The stated handover date is indicative and may be delayed. Although this page has been prepared with care, information may be incorrect or out of date. The price shown is a starting price and may differ from the current price. Please see our full disclaimer for more information.